Patrick Hanratty

"We're in the advice Business."

After three decades in the financial advice industry, Patrick is skilled at managing change. Whether it’s a shifting market, tax code or regulatory issue, he puts a high value on translating these changing issues into understandable and actionable advice for his clients. He’s also a key mentor for the Capital Advisors team, teaching and guiding staff on the industry and how they can lead it into the future.



"The Best Part Is Sitting Down And Talking."

Patrick’s role as mentor also translates into his client interactions. He finds the best part of his day is his face-to-face clients meetings. They allow him to not only learn more about his clients’ lives, but also help bring a client’s entire financial picture into focus. He sees himself as a financial quarterback and fiscal doctor for his clients – calling plays while prescribing the best course of action to align investments, taxes and business succession plans with goals.



"Mentoring Is Giving Back."

As the first member of his family to earn a college degree, Patrick understands the importance of perseverance, patience – and having a trustworthy mentor. He works extensively with local high school and college students who are interested in finance, giving them a resource for advice and answers. He also spearheaded a program with a local university that allows college seniors to prepare and present a financial plan to experienced financial planners.



Please Note: Limitations. The achievement of any professional designation, certification, degree, or license should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Capital Advisors, Ltd., LLC is engaged, or continues to be engaged, to provide investment advisory services.

Please Note: Limitations. No membership in any professional organization, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Capital Advisors, Ltd., LLC is engaged, or continues to be engaged, to provide investment advisory services.

Please Note: Limitations. The achievement of any professional designation, certification, degree, or license, recognition by publications, media, or other organizations, membership in any professional organization, or any amount of prior experience or success, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Capital Advisors, Ltd., LLC is engaged, or continues to be engaged, to provide investment advisory services.

Please Note: Limitations. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. Capital Advisors, Ltd., LLC does not serve as an attorney, accountant, or insurance agent. Capital Advisors, Ltd., LLC does not prepare legal documents or tax returns, nor does it sell insurance products. Please Also Note: Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Capital Advisors, Ltd., LLC) or any planning or consulting services, will be profitable, equal any historical performance level(s), or prove successful. A copy of our current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request or at www.capitaladvisorsltd.com.

Professional Affiliations

• Editorial Advisor: Journal of Accountancy magazine
• Ohio Society of Certified Public Accountants (OSCPA)
  

Professional Credentials, Recognition, & Education

• CERTIFIED FINANCIAL PLANNER™ PROFESSIONAL
• Certified Public Accountant (CPA)
• Registered Fiduciary™
• FINRA Series 7, 24, and 63 Registrations
• Masters in Finance from Cleveland State University
• Bachelors in Accounting from Cleveland State University
• Contributor to the nationally published book, "Tips From the Top: Targeted Advice from America's Top Money Minds" (Edited by Edie Milligan, Alpha Publishing).
  

Board Memberships

• University Partnerships
• 10 years of service with the Cleveland Chapter of the Financial Planning Association® (FPA®) in a variety of Board level roles