OUR SERVICES

Our diverse offering of services delivers a forward-looking perspective to our clients’ financial lives, providing clarity as well as a sound basis for investment, estate, retirement, and business succession, as well as tax planning.

Financial Planning

We strongly believe financial planning is an on-going "process" not a "project." Our comprehensive approach includes:

Identifying and establishing financial goals
Analyzing and consolidating data
Integrating financial affairs, uncovering problems, and planning opportunities
Developing, implementing, and managing wealth solutions

Please Note: The scope of any financial planning and consulting services to be provided depends upon the specific requests and needs of the client. Capital Advisors, Ltd., LLC (“Capital Advisors”) does not serve as an attorney, accountant, or insurance agent. Capital Advisors does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, one of Capital Advisors’ representatives, in their separate individual capacities, can be engaged to be provide insurance sales/services as described on Capital Advisors’ written disclosure Brochure (a copy of which is linked to this web site), per the terms and conditions of a separate engagement and fee.

CFM Horizon ™ Investment Planning Financial Planning Estate Planning Personal Retirement Planning Corporate Executive & Corporate Retirement Planning Business Succession Insurance Management

NEWS & INSIGHTS

Latest Commentary from reCap

High Estate Tax Exemption Amounts are Going Away Should You Consider a Spousal Lifetime Access Trust (SLAT)?

High Estate Tax Exemption Amounts are Going Away Should You Consider a Spousal Lifetime Access Trust (SLAT)?

With the lifetime estate tax exemption of $11.7M scheduled to expire December 31, 2025 (or sooner if proposed by legislat...

READ MORE

Our latest news feature

Neil Waxman Joins the Financial Times Financial Advisor Leadership Council

Neil Waxman Joins the Financial Times Financial Advisor Leadership Council

The job of the advisor is evolving rapidly in the wake of the pandemic. Clients demand more services and deeper relations...

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QUESTIONs you should ask... answers you should EXPECT...

What services are provided?

Many firms call their services wealth management but really only provide investment management with some window dressing. That may be what you seek. But if what you require is wealth management defined as integrated financial planning, of which investment planning is just one important component, you will want to dive deeper. Wealth management should also include retirement, estate, income tax, corporate executive, business succession, and insurance/risk management planning. If these are services you require, be sure your advisor has the professional skills and experience to provide them.

How are those services administered?

Ask to see sample output such as sample investment update reports and cash flow pro forma that are critical to making investment, retirement, estate, and tax planning decisions. Ask about the frequency of reporting and contact. Additionally, ask who will be on your service team, so you are assured that you can always speak to professional staff members who are intimately familiar with your affairs.

Will the Investment Planning and Reporting consider assets not held (custodied) or directly managed by the firm?

Do they consider and report on investment assets, which are held or managed by other firms – for instance in your retirement plan? In order to properly allocate a client’s portfolio for optimum outcomes, all assets must be considered as a whole.

GET ALL THE ANSWERS

More information regarding this firm and its investment professionals can be found on Form ADV, Form CRS, and FINRA's BrokerCheck.

Please review Important Disclosure Information set forth in the last section of this web site.