INDEPENDENT
We have been steadfastly independent for over 25 years. Capital Advisors, Ltd. has no competing corporate ties to financial institutions, investment managers or investment banks, resulting in only one overarching goal: to serve our clients by providing objective, comprehensive advice concerning their entire financial affairs.
HOLISTIC
We subscribe to the Financial Planning Process: identifying and establishing financial goals, analyzing data, as well as developing, implementing, and monitoring strategies. Clients' financial affairs are interconnected and interdependent. Treating them in isolation tends to result in fragmentation, disintegration, and redundancy. We consolidate and integrate our clients' financial affairs, organizing them into understandable, detailed, yet summarized information so that they can understand the interrelationships of the component parts. This permits us to mutually uncover problems and opportunities while we develop, implement, and manage solutions.
CONSENSUS BUILDING
As a financial gatekeeper, when requested, we remain available to collaborate with our clients’ other advisors in order to create synergy, simplify and streamline the process, and consolidate viewpoints. This can increase the probability of successful outcomes, while often simultaneously curtailing the associated fees.
FINANCIAL SOCIAL WORK
Social work and financial planning are intertwined. Social work seeks to improve quality of life and enhance the wellbeing of individuals and families. We have always valued and respected the role that human factors play in the financial planning process, and firmly believe that their consideration and incorporation are required in order to develop well-defined goals and objectives. We have seen how ignoring these emotional and human drivers can result in a predominantly legalistic and tax-driven plan, which seldom produces satisfactory outcomes.
CREDENTIALED, EXPERIENCED & TENURED TEAM
Our job is to provide the perspective and vision required in order to implement prospective plans that account for both current conditions and future possibilities. All client matters are always treated with a sense of urgency. Our clients know they can expect prompt responses and follow-up to all inquiries and requests.
Key Facts
Founded in 1991 as an independent, privately owned wealth management firm.
Dedicated to the Financial Planning Process, providing clients a fully integrated and comprehensive view of their financial affairs.
Our team has over 240 cumulative years of experience in the wealth management industry, an average tenure at the firm of over 20 years.
Firm members hold 20 professional and industry credentials.
We are fiduciaries. Fiduciary duty carries with it the highest standard of care defined by the law.
Our proprietary, customized financial pro forma, CFM Horizon™ - Financial Road Map gives clients a top down view of their financial affairs.
Please Note: Limitations. The achievement of any professional designation, certification, degree, or license should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Capital Advisors, Ltd., LLC is engaged, or continues to be engaged, to provide investment advisory services.
Please Also Note: Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Capital Advisors, Ltd., LLC) or any planning or consulting services, will be profitable, equal any historical performance level(s), or prove successful. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. Capital Advisors, Ltd., LLC does not serve as an attorney, accountant, or insurance agent. Capital Advisors, Ltd., LLC does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, one of Capital Advisors, Ltd., LLC’s representatives, in their separate licensed individual capacities, can be engaged to provide insurance sales/services as described on Capital Advisors, Ltd., LLC’s written disclosure Brochure (a copy of which is linked to this web site) per the terms and conditions of a separate engagement and fee.
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Please Note: Limitations. Different types of investments involve varying degrees of risk and volatility. Therefore, there can be no assurance that the future performance of any specific investment or investment strategy (including this Strategy), will be profitable, equal any specific performance level(s), be suitable for your portfolio or individual situation, or prove successful. At any specific point in time, or over any specific time-period, any investment or investment strategy can and will suffer losses, at times substantial losses. It should not be assumed that stocks with higher dividend growth will outperform those with lesser or no dividend growth.
It should not be assumed that stocks with higher dividend growth will outperform those with lesser or no dividend growth. No amount of prior experience or success should be construed that a certain level of results or satisfaction will be achieved if Capital Advisors is engaged, or continues to be engaged, to provide investment advisory services. Capital Advisors is not a certified public accounting firm, and no portion of its services should be construed as accounting advice. Moreover, you should not assume that any discussion or information contained in this document serves as the receipt of, or as a substitute for, personalized investment advisory services from Capital Advisors. A copy of our current written disclosure Brochure and Form CRS discussing our advisory services and fees is available upon request or at www.capitaladvisorsltd.com.
Aggregated Portfolio Data as of 12-19-2023.
S&P 500: a stock market index that tracks the performance of 500 of the largest publicly traded companies in the United States
Vanguard U.S. Dividend Growers: measure the performance of U.S. companies that have followed a policy of consistently increasing dividends every year for at least 10 consecutive years. The index excludes the top 25% highest-yielding eligible companies from the index.
Capital Advisors, Ltd., 20600 Chagrin Boulevard 1115 Tower East Shaker Heights, Ohio 44122
Please review Important Disclosure Information set forth in the last section of this web site. Form ADV Form CRS FINRA Broker Check
More information regarding this firm and its investment professionals can be found on Form ADV, Form CRS, and FINRA's BrokerCheck.
Please review Important Disclosure Information set forth in the last section of this web site.