CFM Horizon™

Our diverse offering of services delivers a forward-looking perspective to our clients’ financial lives, providing clarity as well as a sound basis for investment, estate, retirement, tax, and business succession planning.

CFM Horizon™ - Cash Flow Model

Our proprietary Cash Flow Model seeks to create a visually straightforward roadmap which helps uncover opportunities, optimizes resources, and results in integrated, logical, forward looking perspective. Designed in-house and customized to each client, our model is critical to understanding the numerous components of our clients’ financial lives, while providing a sound basis for investment, estate, retirement, and tax planning.

Gain Financial Perspective

CFM Horizon™ integrates a client’s cash flow with their balance sheet for an easy-to-follow financial blueprint. Our detailed analysis outlines where a client stands when it comes to reaching their long-run financial goals.

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Discover Portfolio Risk/Return Profile

CFM Horizon™ provides a global overview of a client’s financial picture, where they stand currently, and where they ultimately want to go. This understanding helps us build a portfolio that is suitable for them and helps guard against the biggest risk investors face – not meeting their long-run financial goals.

Guidance On Large Financial Decisions

CFM Horizon™ lays out cash inflows and outflows to help guide a client on major financial events: selling or buying a business, real estate transactions, retiring, college funding, estate planning decisions, and other major financial changes.

Our model outlines investment strategies, tests planning options, and uncovers planning opportunities. It allows a client to see the ramifications of a large scale financial decision, and how it impacts their finances moving forward. This foresight offers insight into planning options and can translate into better decision making.

Please Note: The use of the CFM Horizon™ does not ensure that financial planning or consulting services provide by Capital Advisors will prove successful. The scope of any financial planning and consulting services to be provided depends upon the specific requests and needs of the client. Capital Advisors does not serve as an attorney, accountant, or insurance agent. Capital Advisors does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, one of Capital Advisors’ representatives, in their separate individual capacities, can be engaged to be provide insurance sales/services as described on Capital Advisors’ written disclosure Brochure (a copy of which is linked to this web site), per the terms and conditions of a separate engagement and fee.