Clear and actionable insights on wealth management from Capital Advisors, Ltd.
| by: Creviston, Nathan
With the lifetime estate tax exemption of $11.7M scheduled to expire December 31, 2025 (or sooner if proposed by legislation) and return to the inflation adjusted 2010 rate of approximately $6.4M, a S...
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| by: Creviston, Nathan
As we approach the final quarter of 2020, tax planning strategies will become top of mind. This is especially true in an election year where each party has differing tax law positions. We want to h...
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| by: Holub, Rob
In January, my blog post on the SECURE Act touched on a variety of changes to tax-deferred accounts. Considering the weighty topic being discussed, I am going to extend the series into a 3rd part late...
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| by: Holub, Rob
As the holidays approach us, there’s more to worry about than what kitchen gadget you will receive as a gift that you have no need for and didn’t ask for in the first place. Those worries...
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| by: Creviston, Nathan
With all the talk revolving around what the Federal Reserve will do at their next meeting, the focus is usually on what action investors should take in their portfolios. Today, we wanted to discuss a...
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Many firms call their services wealth management but really only provide investment management with some window dressing. That may be what you seek. But if what you require is wealth management defined as integrated financial planning, of which investment planning is just one important component, you will want to dive deeper. Wealth management should also include retirement, estate, income tax, corporate executive, business succession, and insurance/risk management planning. If these are services you require, be sure your advisor has the professional skills and experience to provide them.
Ask to see sample output such as sample investment update reports and cash flow pro forma that are critical to making investment, retirement, estate, and tax planning decisions. Ask about the frequency of reporting and contact. Additionally, ask who will be on your service team, so you are assured that you can always speak to professional staff members who are intimately familiar with your affairs.
Do they consider and report on investment assets, which are held or managed by other firms – for instance in your retirement plan? In order to properly allocate a client’s portfolio for optimum outcomes, all assets must be considered as a whole.
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